Major medical health insurance is often referred to as a “catastrophic” health care plan. The majority of major medical health plans cover expenses for hospital stays, surgery, intensive care, diagnostic X-rays and lab tests. This kind of international health care coverage is great for people who qualify for Medicare in the U.S., but need something […]
Travel Insurance Highlights Through IMG
International Medical Group, or IMG, offers an excellent international, medical travel insurance policy. This policy not only works for citizens of the U.S. traveling abroad, but it also works for foreign citizens coming to visit you in the U.S. Convenience The convenient part about a travel medical policy is that there is no underwriting, no age […]
Is Your International Health Insurance Agent Licensed?
There are a lot of reasons it’s important for you to know who you are doing business with but one of the most important reason is so that you receive the protection you thought you were purchasing. A story just came to light recently from a couple who recently purchased a home in Merida, Mexico. […]
You Can Apply For Medicare Online
Medicare has four parts: Part A,B,C and D. Part A is Hospital Insurance, and this is free for insured people and helps pay for inpatient care and certain follow-up services. If you are eligible, you should sign up for Part A a few months before you turn age 65, even if you have other health […]
PPACA, Expatriates and International Health Insurance
Calling yourself an expatriate does not necessarily mean you renounce or reject your home country. An expatriate is any person living in a different country from where they were born as a citizen. Recently, the term “expat” is used in the context of professionals working abroad such as oil workers, missionaries and retirees […]
Providing Peace of Mind in Mexico
MoMM partners with American Insurance for Expats and highly recommends their comprehensive major medical insurance. For more than 20 years, IMG, International Medical Group, has dedicated its efforts to providing international major medical insurance, travel insurance and trip insurance. IMG realizes the importance of being prepared for any unexpected illness, injury or medical emergency while living or traveling in […]
ExPat Insurance Covers Americans Living Abroad
Most U.S. health plans do not cover Americans living abroad. ExPat health plans offer a full-featured major medical health insurance policy with major differences: Worldwide coverage, easy access to customer care representatives, bi-lingual customer care representatives and easy claim filing. For expats living in Mexico, there is no PPO network of doctors to choose from. So […]
Medicare and International Travel
When Medicare was originally drafted, international travel was not as prevalent as it is today, and was not drafted into the plan. Today, many more seniors travel internationally, and limited coverage has been drafted into the Medigap policies of C,D,E,F,G,H,I and J. Medicare supplement plans include a specific benefit for Emergency Foreign Travel. However, […]
Medicare Coverage Outside the U.S.
As a U.S. citizen, you are eligible to join Medicare when you turn 65 years old. You may also qualify for Medicare if you are under 65 because you have a disability, or other special situation but normally, even if you are receiving Social Security, you cannot get Medicare coverage until you are 65 years […]
Healthcare in Mexico
Quality, low cost healthcare is one of the perks to living in Mexico. A doctor visit is generally in the range of $200.00 – $400.00 pesos. The cost is so low, many people just pay out of pocket or apply for the national health insurance through IMSS to cover these routine visits. To cover catastrophic […]